Terms of Service
Welcome to www.insaito.com (the "Website"), operated by Insaito ("Company," "we," "us," or "our"). By accessing or using our Website, you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). Please read them carefully. If you do not agree with these Terms, please do not use the Website.
1. Acceptance of Terms
By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Modification of Terms
We reserve the right to modify or replace these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.
3. Use of the Website
3.1 Eligibility
- You must be at least 13 years old to use this Website.
- Users under the age of 18 must have parental or guardian consent.
3.2 Permitted Uses
- Personal and non-commercial use only.
- Access and use the Website in compliance with all applicable laws and regulations.
3.3 Prohibited Uses
You agree not to:
- Violate any applicable federal, state, local, or international law or regulation.
- Infringe upon or violate our intellectual property rights or the intellectual property rights of others.
- Transmit any harmful or malicious content, including viruses, malware, or any other disruptive code.
- Attempt to gain unauthorized access to any part of the Website or its related systems.
- Engage in any activity that could disable, overburden, or impair the Website's functionality.
4. Intellectual Property Rights
- All content on the Website, including text, graphics, logos, images, and software, is owned by Insaito or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
- You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.
- You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on our Website without our prior written consent.
5. User-Generated Content
5.1 Submissions
If you submit or post any content on the Website, you:
- Grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content.
- Represent and warrant that you own or have the necessary rights to the content you submit.
5.2 Prohibited Content
You agree not to submit content that is:
- Defamatory, obscene, offensive, harassing, violent, or otherwise objectionable.
- Infringing upon any patent, trademark, trade secret, copyright, or other intellectual property or proprietary rights of any party.
- Containing viruses, malware, or any other harmful code.
6. Privacy Policy
Your use of the Website is also subject to our Privacy Policy, which describes how we collect, use, and protect your personal information.
7. Third-Party Links
- The Website may contain links to third-party websites or services that are not owned or controlled by Insaito.
- We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
- You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with the use of any such content or services.
8. Disclaimer of Warranties
- The Website is provided on an "AS IS" and "AS AVAILABLE" basis.
- We make no warranties, express or implied, regarding the Website's operation or the information, content, or materials included on the Website.
- To the fullest extent permissible under applicable law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
9. Limitation of Liability
- In no event shall Insaito, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website.
- Our total liability to you for all claims arising from or related to the Website shall not exceed the amounts you have paid to us in the past twelve months, if any.
10. Indemnification
You agree to indemnify, defend, and hold harmless Insaito and its affiliates, officers, agents, employees, and partners from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.
11. Termination
- We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
- Upon termination, your right to use the Website will immediately cease.
12. Governing Law
- These Terms shall be governed and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
- You agree to submit to the personal and exclusive jurisdiction of the courts located within United States of America, Delaware.
13. Dispute Resolution
Any disputes arising out of or relating to these Terms or the Website shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall remain in full force and effect.
15. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and Insaito regarding the use of the Website and supersede any prior agreements between us relating to such subject matter.
16. Waiver
No waiver by Insaito of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
17. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
